Copyright Notice
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All rights are reserved by HFTP, and the content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of HFTP, or as indicated below.  Members of the association may download pages or other content for their own use, consistent with the mission and purpose of the association.  However, no part of such content may be otherwise or subsequently reproduced, downloaded, disseminated, published, or transferred, in form or by any means, except with the prior written permission of, and with express attribution to HFTP.  Copyright infringement is a violation of federal law subject to criminal and civil penalties.  HFTP is a service mark of Hospitality Financial and Technology Professionals.

Legal Disclaimer and Notices Regarding Content
The information contained herein is provided to HFTP by HFTP members, HFTP staff, and non-members.  While HFTP makes every effort to present accurate and reliable information on this Internet site, HFTP does not endorse, approve, or certify such information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information.  Use of such information is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.  Reference herein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by HFTP.

HFTP (including its employees and agents) assumes no responsibility for consequences resulting from the use of the information herein, or from the use of the information obtained at linked Internet addresses, or in any respect for the content of such information, including (but not limited to) errors, omissions, the accuracy or reasonableness of factual or scientific assumptions, studies or conclusions, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy, or personal rights of others.  HFTP is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on such information.  No guarantees or warranties, including (but not limited to) any express of implied warranties of merchandise or fitness for a particular use or purpose, are made by HFTP with respect to such information.

Legal Disclaimers regarding Internet links
At certain places within this HFTP Internet site, live "links" or other Internet addresses can be accessed.  Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of HFTP.  HFTP does not endorse, approve, certify, or control these external Internet addresses and does not guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses.  Use of such information is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.  Reference herein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, orfavoring by HFTP

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